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In a crock pot, combine all ingredients except the beans and the rice.
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On high, cook for about an hour. Then, reduce heat to low and simmer for another 4 to 5 hours until the vegetables are tender.
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Add the rice and the beans and cook for another hour, stirring occaionally.
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Ladle into bowls and serve. Garnish with a dollup of sour cream, salsa, or shredded cheese if desired. Enjoy this homemade beef and black bean soup recipe.